11827 Valley Rd, Clermont, FL 34715 Property Records

Lake County property record for 11827 Valley Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 1974
Lot Size	5 acres (217,800 sqft)
Owner	2 Owner Names on File
Last Sale	$130,000 (Jan 2013)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21-25-0004-000-06805`

Property Details

APN / Parcel Number

Primary APN	`13-21-25-0004-000-06805`
Alternative APN	`1781141`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	632 sqft
Patio Area	224 sqft
Greenhouse	2,166 sqft
Utility Building	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1781141
Street Address	11827 VALLEY RD
City	CLERMONT
State	FL
Zip	34715-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 520 FT OF E 862 FT OF N 420 FT OF S 845 FT OF SE 1/4 ORB 4262 PG 2461
Legal Range	25E
Legal Township	21S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC PLATS
Legal Tract	4
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3026
Census Tract	31301

Owner

The current owner of 11827 Valley Rd bought it in January 2013.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	11827 VALLEY RD, CLERMONT, FL 34715-9200
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2013 · Amount on File
Deed Sale	Jan 8, 2013 · Amount on File
Prior Sale	Apr 10, 2012
Deed Document Number	2013002808
Deed Book / Page	4262 / 2461
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11827 VALLEY RD, CLERMONT, FL 34715-9200
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11827 VALLEY RD, CLERMONT, FL 34715-9200

Mortgage

Document Number	0056241640
Date	Jan 21, 2021
Book Page	5624/1640
Instrument	2021008651

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11827 VALLEY RD, CLERMONT, FL 34715-9200
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058130902
Date	Oct 12, 2021
Book Page	5813/902
Instrument	2021140895

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,900	$505,630 Land $341,000 Building $164,630
2024	$2,799.00 (+9.64%)
2023	$2,553.00 (+9.24%) Homeowner's exemption	$187,670 (+3%)	$498,617 (+45.11%) Land $341,000 Building $157,617
2022	$2,337.00 Homeowner's exemption	$182,210	$343,617 Land $186,000 Building $157,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11827 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11827 Valley Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures