1193 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1193 Bay Tree Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,242 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$284,500 (Apr 1997)
Tax Bill	$5,702 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`783-39-016`

Property Details

APN / Parcel Number

Primary APN	`783-39-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	996 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1193 BAY TREE DR
City	GILROY
State	CA
Zip	95020-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 7818 SOLIS RANCHO II BOOK 564 PAGE 50 PAGE 51 LOT 16
Legal Subdivision	SOLIS RANCHO 02
Legal Tract	7818
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4157 ISABELLA CIR, LAKE ELSINORE, CA 92530-2032
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 14, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 1997 · Amount on Record
Deed Sale	Apr 18, 1997 · Amount on Record
Deed Document Number	199713677699
Last Transfer Date	Mar 2, 2018
Transfer Doc	0023932074
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1193 BAY TREE DR, GILROY, CA 95020-7427
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0025157098
Date	Nov 8, 2021
Instrument	25157098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1193 BAY TREE DR, GILROY, CA 95020-7427
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0025051974
Date	Aug 3, 2021
Instrument	25051974

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1193 BAY TREE DR, GILROY, CA 95020-7427
Document Number	0024415046
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 BAY TREE DR GILROY CA 950207427, GILROY, CA 95020-7427

Mortgage

Document Number	0024415046
Date	Feb 27, 2020
Instrument	24415046

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 14, 2018
Property Address	1193 BAY TREE DR, GILROY, CA 95020-7427
Document Number	0023932074
Instrument Date	Mar 2, 2018
Instrument	23932074
Transaction Type	Transfer
Record Updated	May 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	193 BAY TREE DR GILROY CA 95020, GILROY, CA 95020

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 9, 2018
Property Address	1193 BAY TREE DR, GILROY, CA 95020-7427
Document Number	0023905599
Instrument Date	Mar 2, 2018
Instrument	23905599
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1193 BAY TREE DR GILROY CA 950207427, GILROY, CA 95020-7427

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,600 (+2%) Land $189,037 Building $283,563
2025	$5,702.00 (+2.26%) Homeowner's exemption	$463,334 (+4.04%) Land $185,331 Building $278,003
2023	$5,576.00 (+1.71%) Homeowner's exemption	$445,344 Land $178,136 Building $267,208
2022	$5,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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