1283 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1283 Bay Tree Dr, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,242 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-39-013`

Property Details

APN / Parcel Number

Primary APN	`783-39-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	996 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1283 BAY TREE DR
City	GILROY
State	CA
Zip	95020-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 7818 SOLIS RANCHO II BOOK 564 PAGE 50 PAGE 51 LOT 13
Legal Subdivision	SOLIS RANCHO 02
Legal Tract	7818
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512516

Owner

Source: Santa Clara County records · APN 783-39-013

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1283 BAY TREE DR, GILROY, CA 95020-7427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 05, 2001
Transfer Doc	0015580926
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1283 BAY TREE DR, GILROY, CA 95020-7427
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0025327795
Date	Jun 29, 2022
Instrument	25327795

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1283 BAY TREE DR, GILROY, CA 95020-7427
Document Number	0024244103
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 BAY TREE DR GILROY CA 950207427, GILROY, CA 95020-7427

Mortgage

Document Number	0024244103
Date	Aug 01, 2019
Instrument	24244103

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$488,040 (+2%) Land $195,215 Building $292,825
2025	$5,886.00 (+2.26%) Homeowner's exemption	$478,472 (+4.04%) Land $191,388 Building $287,084
2023	$5,756.00 (+1.7%) Homeowner's exemption	$459,894 Land $183,957 Building $275,937
2022	$5,660.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 702 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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