1253 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1253 Bay Tree Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,242 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jun 2017)
Tax Bill	$9,757 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`783-39-014`

Property Details

APN / Parcel Number

Primary APN	`783-39-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	996 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1253 BAY TREE DR
City	GILROY
State	CA
Zip	95020-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 7818 SOLIS RANCHO II BOOK 564 PAGE 50 PAGE 51 LOT 14
Legal Subdivision	SOLIS RANCHO 02
Legal Tract	7818
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1253 BAY TREE DR, GILROY, CA 95020-7427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jun 5, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 5, 2017	Grant Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	201723665137
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	0023665135
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1253 BAY TREE DR, GILROY, CA 95020-7427
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0025224556
Date	Jan 24, 2022
Instrument	25224556

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1253 BAY TREE DR, GILROY, CA 95020-7427
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024173223
Date	May 7, 2019
Instrument	24173223

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1253 BAY TREE DR, GILROY, CA 95020-7427
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0024749354
Date	Dec 15, 2020
Instrument	24749354

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2017
Property Address	1253 BAY TREE DR, GILROY, CA 95020-7427
Document Number	0023665135
Instrument Date	Jun 2, 2017
Instrument	23665135
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OLYMPIC CT GILROY CA 950202639, GILROY, CA 95020-2639

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2017
Property Address	1253 BAY TREE DR, GILROY, CA 95020-7427
Document Number	0023665137
Map Reference	MAP564 PG50&51
Instrument Date	Jun 2, 2017
Instrument	23665137
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1253 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number	0023665138
Date	Jun 5, 2017
Instrument	23665138

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,974 (+2%) Land $497,191 Building $307,783
2025	$9,757.00 (+2.18%)	$789,192 (+4.04%) Land $487,443 Building $301,749
2023	$9,549.00 (+1.66%)	$758,549 Land $468,516 Building $290,033
2022	$9,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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