1163 Bay Tree Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1163 Bay Tree Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,168 sqft · built 1988
Lot Size0.158 acres (6,900 sqft)
OwnerCompany Name on Record
Last Sale$470,000 (Nov 2001)
Tax Bill$8,672 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN783-39-017

Property Details

APN / Parcel Number

Primary APN783-39-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,168 sqft Living Area
1st Floor Area1,072 sqft
2nd Floor Area1,096 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions115 ft deep x 60 ft wide
Garage Area465 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Pool Area6,000 sqft
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1163 BAY TREE DR
CityGILROY
StateCA
Zip95020-7427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTRACT 7818 SOLIS RANCHO II BOOK 564 PAGE 50 PAGE 51 LOT 17
Legal SubdivisionSOLIS RANCHO 02
Legal Tract7818
Legal Lot Number17
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1000
Census Tract512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1163 BAY TREE DR, GILROY, CA 95020-7427
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2001 · Amount on Record
Deed SaleNov 16, 2001 · Amount on Record
Deed Document Number200115964216
Last Transfer DateOct 26, 2012
Transfer Doc0021936014
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1163 BAY TREE DR, GILROY, CA 95020-7427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1163 BAY TREE DR, GILROY, CA 95020-7427

Mortgage

Document Number0024595088
DateAug 31, 2020
Instrument24595088
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$721,220 (+2%) Land $301,360 Building $419,860
2025$8,672.00 (+2.23%) Homeowner's exemption$707,079 (+4.04%) Land $295,451 Building $411,628
2023$8,483.00 (+1.69%) Homeowner's exemption$679,624 Land $283,979 Building $395,645
2022$8,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: Frontier.

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