119 Summeridge Rd, Georgetown, KY 40324 Property Records

Scott County property record for 119 Summeridge Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,990 sqft · built 2003
Lot Size	1.01 acres (44,301 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2016)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`130-00-114.000`

Property Details

APN / Parcel Number

Primary APN	`130-00-114.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	44,301 sqft (1.01 acres)
Garage Type	Basement
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	119 SUMMERIDGE RD
City	GEORGETOWN
State	KY
Zip	40324-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS
Legal Subdivision	CEDAR HILLS
Legal Phase	2
Legal Lot Number	9
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

119 Summeridge Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016 · Amount on File
Deed Sale	Jun 1, 2016 · Amount on File
Deed Document Number	2016355742
Deed Book / Page	377 / 874
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Jul 6, 2026
Property Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	0000593274
Book / Page	1906 / 814
Instrument Date	Jun 30, 2026
Instrument	2026593274
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	0000593274,
Date	Jul 6, 2026
Book Page	1906/814
Instrument	2026593274

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 30, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	0M1775/417
Date	Mar 15, 2024
Book Page	M1775/417
Instrument	495199

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1552/485
Date	Oct 29, 2020
Book Page	M1552/485
Instrument	423587

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	119 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1504/114
Date	Apr 24, 2020
Book Page	M1504/114
Instrument	415245

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 119 Summeridge Rd was $3,012.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,300 (+5.06%)	$355,300 (+5.06%)
2025	$3,012.00	$338,200	$338,200
2023	$2,648.00	$292,100 Land $40,000 Building $252,100	$292,100 Land $40,000 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Summeridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Summeridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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