122 Summeridge Rd, Georgetown, KY 40324 Property Records

Scott County property record for 122 Summeridge Rd, Georgetown, KY 40324

Property Summary

Property Type	Rural Home
Lot Size	0.085 acres (3,707 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Sep 2012)
Tax Bill	$235 (2023)
Deeds & Mortgages	Dec 2024 Sale & Mortgage May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`157-00-003.000`

Property Details

APN / Parcel Number

Primary APN	`157-00-003.000`

Exterior

Lot Area	3,707 sqft (0.085 acres)

Location & Zoning

Street Address	122 SUMMERIDGE RD
City	GEORGETOWN
State	KY
Zip	40324-9668
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CEDAR HILLS
Legal Subdivision	CEDAR HILLS
Legal Phase	2
Legal Lot Number	15
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1225 SUMMERIDGE RD, GEORGETOWN, KY 40324
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
May 9, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2012 · Amount on Record
Deed Sale	Sep 20, 2012 · Amount on Record
Prior Sale	Mar 22, 2011 · Amount on Record
Deed Document Number	2012229326
Deed Book / Page	346 / 829
Last Transfer Date	May 5, 2023
Transfer Doc	00D441/685
Record Updated	Oct 29, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 3, 2024
Property Address	122 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	00D453/714
Book / Page	D453 / 714
Map Reference	CAB 10 SL 203
Instrument Date	Dec 2, 2024
Instrument	518533
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 W COLLEGE ST, GEORGETOWN, KY 40324-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SUMMERIDGE RD # 5, 5, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	0000518534
Date	Dec 3, 2024
Instrument	518534

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	May 9, 2023
Property Address	122 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	00D441/685
Book / Page	D441 / 685
Map Reference	CAB 10 SL 203
Instrument Date	May 5, 2023
Instrument	472471
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 1 2 SUMMERIDGE RD, GEORGETOWN, KY 40324

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200 Land $200	$65,000 (+103.13%) Land $65,000
2024			$32,000 (+23.08%)
2023	$235.00	$26,000 Land $26,000	$26,000 Land $26,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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