114 Summeridge Rd, Georgetown, KY 40324 Property Records

Scott County property record for 114 Summeridge Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,501 sqft · built 2001
Lot Size	1.22 acres (53,187 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2020)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Oct 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`130-00-126.000`

Property Details

APN / Parcel Number

Primary APN	`130-00-126.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,501 sqft Living Area
1st Floor Area	1,405 sqft
Basement Area	2,501 sqft
Unfinished Basement	2,501 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	53,187 sqft (1.22 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	114 SUMMERIDGE RD
City	GEORGETOWN
State	KY
Zip	40324-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS
Legal Subdivision	CEDAR HILLS
Legal Phase	2
Legal Lot Number	19
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

114 Summeridge Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK
Oct 3, 2017	Commissioner's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2020425892
Deed Book / Page	420 / 508
Record Updated	Oct 29, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 22, 2020
Property Address	114 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	D420/508
Book / Page	D420 / 508
Map Reference	CAB 7 SL 70
Instrument Date	Dec 21, 2020
Instrument	425892
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ALLODIAL TITLE, ALLODIAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD STE 100, 3701, IRVING, TX 75063-2295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	425893
Date	Dec 22, 2020
Instrument	425893

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 3, 2017
Property Address	114 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	D391/201
Book / Page	D391 / 201
Map Reference	CAB7 SL70
Instrument Date	Aug 31, 2017
Instrument	375497
Transaction Type	Foreclosure
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500
Mail Care Of	CALIBER HOME LOANS INC
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 114 Summeridge Rd was $3,025.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,700 (-)	$339,700 (-)
2025	$3,025.00	$339,700	$339,700
2023	$2,662.00	$293,600 Land $40,000 Building $253,600	$293,600 Land $40,000 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Summeridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Summeridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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