118 Summeridge Rd, Georgetown, KY 40324 Property Records

Scott County property record for 118 Summeridge Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,296 sqft · built 2004
Lot Size	1.1 acres (48,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2025)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`130-00-124.000`

Property Details

APN / Parcel Number

Primary APN	`130-00-124.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft
Basement Area	2,296 sqft
Unfinished Basement	2,296 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	48,134 sqft (1.1 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 SUMMERIDGE RD
City	GEORGETOWN
State	KY
Zip	40324-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS
Legal Subdivision	CEDAR HILLS
Legal Phase	2
Legal Lot Number	17
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3000
Census Tract	40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 19, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 28, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 7, 2025	Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	2025535046
Deed Book / Page	456 / 457
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1393/231
Date	May 16, 2018
Book Page	M1393/231
Instrument	386457

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1456/106
Date	Aug 19, 2019
Book Page	M1456/106
Instrument	403727

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M1616/36
Date	Jun 21, 2021
Book Page	M1616/36
Instrument	437787

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1720/167
Date	Nov 28, 2022
Book Page	M1720/167
Instrument	462574

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 7, 2025
Property Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668
Document Number	00D456/457
Book / Page	D456 / 457
Map Reference	CAB 7 SL 70
Instrument Date	Mar 28, 2025
Instrument	535046
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, CLEAR TITLE RECORDINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 TIBURON PATH, GEORGETOWN, KY 40324-8883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	118 SUMMERIDGE RD, GEORGETOWN, KY 40324-9668

Mortgage

Document Number	0000535047
Date	Apr 7, 2025
Instrument	535047

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,000 (+0.47%)	$450,000 (+0.47%)
2025	$3,989.00 (+58.42%)	$447,900 (+38.2%)	$447,900 (+38.2%)
2023	$2,518.00 Homeowner's exemption	$324,100 Land $40,000 Building $284,100	$324,100 Land $40,000 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Summeridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures