119 Smithwick Trl, Guyton, GA 31312 Property Records

Effingham County property record for 119 Smithwick Trl, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,992 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2026)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-043-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-043-000`
Alternative APNs	`0416A043` `13855`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,992 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	7,405 sqft (0.17 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	322 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13855
Street Address	119 SMITHWICK TRL
City	GUYTON
State	GA
Zip	31312-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.17 AC LOT 43 OUT 416-20A
Legal Subdivision	SADDLECLUB AT BELMONT GLEN
Legal Lot Number	43
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE
Sep 30, 2025	Deed of Trust, Mortgage CORNERSTONE FIRST MORTGAGE
Sep 30, 2025	Warranty Deed, Transfer · FHA Mortgage GENWAY HOME MORTGAGE
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20267436
Deed Book / Page	3064 / 796
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 21, 2026
Property Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	0000007436
Book / Page	3064 / 796
Instrument Date	Aug 20, 2026
Instrument	20267436
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	3064000798,
Date	Aug 21, 2026
Book Page	3064/798

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000002998/0000000370
Date	Sep 30, 2025
Book Page	0000002998/0000000370

Lender

Name	CORNERSTONE FIRST MORTGAGE

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 30, 2025
Property Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002998/347
Book / Page	2998 / 347
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10885 S STATE ST, SANDY, UT 84070-4104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002998/0000000349
Date	Sep 30, 2025
Book Page	0000002998/0000000349

Lender

Name	GENWAY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000002725/0000000001
Date	Sep 16, 2021
Book Page	0000002725/0000000001
Instrument	011363

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,571 (+5.09%) Land $22,800 Building $141,771	$411,428 (+5.09%) Land $57,000 Building $354,428
2025	$5,208.00 (+12.41%)	$156,607 (+4.56%) Land $22,800 Building $133,807	$391,517 (+4.56%) Land $57,000 Building $334,517
2024	$4,633.00 (+8.15%)	$149,781 (+2.31%) Land $22,800 Building $126,981	$374,452 (+2.3%) Land $57,000 Building $317,452
2023	$4,284.00 (+10.21%)	$146,406 (+18.69%) Land $18,800 Building $127,606	$366,016 (+18.69%) Land $47,000 Building $319,016
2022	$3,887.00	$123,347 Land $18,000 Building $105,347	$308,367 Land $45,000 Building $263,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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