117 Smithwick Trl, Guyton, GA 31312 Property Records

Effingham County property record for 117 Smithwick Trl, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,318 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,000 (Oct 2024)
Tax Bill	$4,835 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-042-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-042-000`
Alternative APNs	`0416A042` `13854`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,318 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13854
Street Address	117 SMITHWICK TRL
City	GUYTON
State	GA
Zip	31312-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.17 AC LOT 42 OUT 416-20A
Legal Subdivision	SADDLECLUB AT BELMONT GLEN
Legal Lot Number	42
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed of Trust, Mortgage · Line of Credit NATIONSTAR MORTGAGE DBA MR COOPER
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Feb 6, 2020	Quit Claim Deed, Transfer Quitclaim
Feb 6, 2020	Quit Claim Deed, Transfer Quitclaim
Feb 6, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Book / Page	2939 / 265
Prior Transfer Date	Feb 6, 2020
Prior Transfer Doc	002572/725
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002921/0000000663
Date	Jul 24, 2024
Book Page	0000002921/0000000663

Lender

Name	NATIONSTAR MORTGAGE DBA MR COOPER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002434/313
Date	Oct 25, 2017
Book Page	2434/313
Instrument	009552

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 6, 2020
Property Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002572/725
Book / Page	2572 / 725
Instrument Date	Feb 6, 2020
Instrument	2020-000328
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 6, 2020
Property Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002572/727
Book / Page	2572 / 727
Instrument Date	Feb 6, 2020
Instrument	2020-000330
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 6, 2020
Property Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002572/726
Book / Page	2572 / 726
Instrument Date	Feb 6, 2020
Instrument	2020-000329
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 SMITHWICK TRL, GUYTON, GA 31312-7136

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,315 (+6.44%) Land $22,800 Building $145,515	$420,788 (+6.44%) Land $57,000 Building $363,788
2025	$4,835.00 (+6.9%) Homeowner's exemption	$158,138 (+8.73%) Land $22,800 Building $135,338	$395,346 (+8.73%) Land $57,000 Building $338,346
2024	$4,523.00 (+8.47%)	$145,435 (+2.53%) Land $22,800 Building $122,635	$363,588 (+2.53%) Land $57,000 Building $306,588
2023	$4,170.00 (+10.2%)	$141,853 (+18.58%) Land $18,800 Building $123,053	$354,633 (+18.58%) Land $47,000 Building $307,633
2022	$3,784.00	$119,622 Land $18,000 Building $101,622	$299,055 Land $45,000 Building $254,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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