113 Smithwick Trl, Guyton, GA 31312 Property Records

Effingham County property record for 113 Smithwick Trl, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,503 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,100 (Oct 2018)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-040-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-040-000`
Alternative APNs	`0416A040` `13852`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,503 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	7,405 sqft (0.17 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13852
Street Address	113 SMITHWICK TRL
City	GUYTON
State	GA
Zip	31312-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.17 AC LOT 40 OUT 416-20A
Legal Subdivision	SADDLECLUB AT BELMONT GLEN
Legal Lot Number	40
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE
Feb 12, 2024	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM
Mar 9, 2018	Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK
Oct 15, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	20182777
Deed Book / Page	2492 / 841
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000003032/0000000266
Date	Mar 24, 2026
Book Page	0000003032/0000000266

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000002893/0000000887
Date	Feb 12, 2024
Book Page	0000002893/0000000887

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002455/55
Date	Mar 9, 2018
Book Page	2455/55
Instrument	001944

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 15, 2018
Property Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	002492/841
Book / Page	2492 / 841
Instrument Date	Oct 15, 2018
Instrument	2018-002777
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136

Mortgage

Document Number	0000002492/0000000842
Date	Oct 16, 2018
Book Page	0000002492/0000000842
Instrument	009030

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 7, 2018
Property Address	113 SMITHWICK TRL, GUYTON, GA 31312-7136
Document Number	00054/2455
Book / Page	54 / 2455
Instrument Date	Mar 7, 2018
Instrument	2018-000516
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,975 (+1.8%) Land $22,800 Building $142,175	$412,438 (+1.8%) Land $57,000 Building $355,438
2025	$5,350.00 (+19.02%)	$162,064 (+11.59%) Land $22,800 Building $139,264	$405,159 (+11.59%) Land $57,000 Building $348,159
2024	$4,495.00 (+8.84%)	$145,236 (+3.11%) Land $22,800 Building $122,436	$363,089 (+3.11%) Land $57,000 Building $306,089
2023	$4,130.00 (+10.02%)	$140,860 (+18.56%) Land $18,800 Building $122,060	$352,150 (+18.56%) Land $47,000 Building $305,150
2022	$3,754.00	$118,809 Land $18,000 Building $100,809	$297,023 Land $45,000 Building $252,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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