119 Riverside Dr, Montgomery, IL 60538 Property Records

Kane County property record for 119 Riverside Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1954
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2025)
Tax Bill	$4,199 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-33-105-020`

Property Details

APN / Parcel Number

Primary APN	`15-33-105-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,325 sqft (0.145 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	119 RIVERSIDE DR
City	MONTGOMERY
State	IL
Zip	60538-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK SUB LOT 31
Legal Subdivision	RIVERSIDE PARK SUB
Legal Block	2
Legal Lot Number	31
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2010
Census Tract	854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	825 OAK ST, 1208, NORTH AURORA, IL 60542-1063
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jun 27, 2025 · Amount on Record
Deed Document Number	202532983
Prior Transfer Date	Jan 28, 2015
Prior Transfer Doc	0000012296
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 10, 2019
Property Address	119 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000018813
Instrument Date	Apr 25, 2019
Instrument	18813
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 RIVERSIDE DR MONTGOMERY IL 605381216, MONTGOMERY, IL 60538-1216

Mortgage

Document Number	18814
Date	May 10, 2019
Instrument	18814

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,199.00 (+15.99%)	$71,280 (+14.02%) Land $12,328 Building $58,952	$213,926 (+14.02%) Land $36,999 Building $176,927
2024		$62,516 (+22.66%) Land $11,270 Building $51,246	$187,623 (+22.71%) Land $33,824 Building $153,800
2022	$3,620.00 (+5.32%) Homeowner's exemption	$50,965 (+7.41%) Land $9,188 Building $41,777	$152,895 (+7.41%) Land $27,564 Building $125,331
2021	$3,437.00 Homeowner's exemption	$47,449 Land $8,554 Building $38,895	$142,347 Land $25,662 Building $116,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1979–2013)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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