Kane County property record for 113 Riverside Dr, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 850 sqft · built 1954 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,000 (Jul 1999) |
| Tax Bill | $4,281 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-33-105-017 |
| Primary APN | 15-33-105-017 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| Gross Area | 2,008 sqft |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 110 ft deep x 57.5 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 113 RIVERSIDE DR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK SUBDN: LOT 34 LOT DIMENSIONS: 57.5 X 110 APPROX LOT SQ FT 6325 SUBDIVISION: RIVERSIDE SUBDN RANGE CODE: 001 |
| Legal Subdivision | RIVERSIDE SUBDN |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 854002 |
Source: Kane County records, as of July 23, 2026
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| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 113 RIVERSIDE DR, MONTGOMERY, IL 60538-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1999 · Amount on Record |
| Deed Sale | Jul 1, 1999 · Amount on Record |
| Deed Document Number | 199964136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 113 RIVERSIDE DR, MONTGOMERY, IL 60538-1216 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 113 RIVERSIDE DR, MONTGOMERY, IL 60538-1216 |
| Document Number | 0000010605 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024K010605 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 29, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.09% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Aurora Township |
| Municipality | Montgomery Village |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,281.00 (+2.39%) Homeowner's exemption | $72,523 (+13.84%) Land $12,328 Building $60,195 | $217,656 (+13.84%) Land $36,999 Building $180,657 |
| 2024 | $63,708 (+22.66%) Land $11,270 Building $52,438 | $191,200 (+22.71%) Land $33,824 Building $157,377 | |
| 2022 | $4,181.00 (+4.26%) | $51,937 (+7.41%) Land $9,188 Building $42,749 | $155,811 (+7.41%) Land $27,564 Building $128,247 |
| 2021 | $4,010.00 | $48,354 Land $8,554 Building $39,800 | $145,062 Land $25,662 Building $119,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 17 (1979–2013) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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