121 Riverside Dr, Montgomery, IL 60538 Property Records

Kane County property record for 121 Riverside Dr, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1954
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Apr 2020)
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-33-105-021`

Property Details

APN / Parcel Number

Primary APN	`15-33-105-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	110 ft deep x 57.5 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	121 RIVERSIDE DR
City	MONTGOMERY
State	IL
Zip	60538-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK SUBDN : LOT 30
Legal Subdivision	RIVERSIDE PARK SUB
Legal Block	2
Legal Lot Number	30
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2010
Census Tract	854002

Owner

Source: Kane County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 13, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jul 6, 2017	Grant Deed, Transfer · Line of Credit TREF 2 LLC
Mar 21, 2017	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	202020715
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0000014294
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 2, 2026
Property Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000027904
Instrument Date	Jun 10, 2026
Instrument	202627904
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027904,
Date	Jul 2, 2026
Instrument	202627904

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Apr 1, 2050

Interest

Rate	6.36%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020191
Date	Apr 13, 2022
Instrument	2022K020191

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2020
Property Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000020715
Instrument Date	Mar 25, 2020
Instrument	20715
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 RIVERSIDE DR MONTGOMERY IL 605381216, MONTGOMERY, IL 60538-1216

Mortgage

Document Number	20716
Date	Apr 27, 2020
Instrument	20716

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2017
Property Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000034595
Instrument Date	May 30, 2017
Instrument	34595
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$131.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 S MAIN ST SUGAR GROVE IL 605545030, SUGAR GROVE, IL 60554-5030

Mortgage

Document Number	34596
Date	Jul 6, 2017
Instrument	34596

Lender

Name	TREF 2 LLC
Address	7434 N HARLEM AVE, CHICAGO, IL 60631-4404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 5, 2018

Interest

Rate Type	Adjustable Rate
Rate	12%

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Mar 21, 2017
Property Address	121 RIVERSIDE DR, MONTGOMERY, IL 60538-1216
Document Number	0000014294
Instrument Date	Mar 7, 2017
Instrument	14294
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,428.00 (+5.71%) Homeowner's exemption	$74,735 (+12.81%) Land $12,328 Building $62,407	$224,295 (+12.81%) Land $36,999 Building $187,296
2024	$4,189.00 (+8.38%)	$66,251 (+22.66%) Land $11,270 Building $54,981	$198,833 (+22.71%) Land $33,824 Building $165,009
2022	$3,865.00 (+5.23%) Homeowner's exemption	$54,010 (+7.41%) Land $9,188 Building $44,822	$162,030 (+7.41%) Land $27,564 Building $134,466
2021	$3,673.00 Homeowner's exemption	$50,284 Land $8,554 Building $41,730	$150,852 Land $25,662 Building $125,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	17 (1979–2013)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures