Schenectady County and Schenectady City property record for 119 Prospect St, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,260 sqft · built 1910 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,312 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-2-67 |
| Primary APN | 421500 39.82-2-67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Total Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 1,130 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 150 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 294 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 119 PROSPECT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 67.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20800 |
119 Prospect St, a duplex, is owned by two individuals who acquired it in February 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1123 WEBSTER ST, SCHENECTADY, NY 12303-1725 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Warranty Deed, Transfer |
| Feb 26, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2019 |
| Transfer Doc | 0000008602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 4, 2022 |
| Property Address | 119 PROSPECT ST, SCHENECTADY, NY 12308-3127 |
| Document Number | 0000011585 |
| Book / Page | 2079 / 968 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 202211585 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 LAKESIDE AVE, 101, NORTHVILLE, NY 12134-5613 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1123 WEBSTER ST, SCHENECTADY, NY 12303-1725 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 26, 2019 |
| Property Address | 119 PROSPECT ST, SCHENECTADY, NY 12308-3127 |
| Document Number | 0000008602 |
| Book / Page | 002006 / 000454 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 8602 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 LAKESIDE AVE NORTHVILLE NY 121345613, NORTHVILLE, NY 12134-5613 |
The 2026 property tax bill for 119 Prospect St was $5,312, up 3.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,312.00 (+3.71%) | ||
| 2025 | $5,122.00 | $82,000 Land $14,800 Building $67,200 | $135,784 Land $24,507 Building $111,277 |
| 2023 | $82,000 (-) Land $14,800 Building $67,200 | $103,797 (+3.8%) Land $18,734 Building $85,063 | |
| 2022 | $82,000 Land $14,800 Building $67,200 | $100,000 Land $18,049 Building $81,951 | |
| 2021 | $4,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 119 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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