Schenectady County and Schenectady City property record for 114 Prospect St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,711 sqft · built 1920 |
| Lot Size | 0.072 acres (3,168 sqft) |
| Owner | Individual on Record |
| Last Sale | $50,000 (Aug 2019) |
| Tax Bill | $4,698 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-1-11 |
| Primary APN | 421500 39.82-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 387 sqft |
| Attic | Attic |
| Attic Area | 387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,168 sqft (0.072 acres) |
| Lot Dimensions | 88 ft deep x 36 ft wide |
| Porch | Slab |
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 PROSPECT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | MILLER MAP 1X WOOD |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 114 PROSPECT ST, SCHENECTADY, NY 12308-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on Record |
| Deed Sale | Aug 9, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2009 · Amount on Record |
| Deed Document Number | 201935705 |
| Deed Book / Page | 2017 / 394 |
| Prior Transfer Date | Oct 29, 2013 |
| Prior Transfer Doc | 0000050519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 9, 2019 |
| Property Address | 114 PROSPECT ST, SCHENECTADY, NY 12308-3140 |
| Document Number | 0000035705 |
| Book / Page | 2017 / 394 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 201935705 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | NEWYORK ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3045 77TH ST # ST1, 3045, EAST ELMHURST, NY 11370-1505 |
| Name | Verified Name |
|---|---|
| Address | 114 PROSPECT ST, SCHENECTADY, NY 12308-3140 |
| Document Number | 0000035707 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 201935707 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Apr 20, 2045 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,698.00 (+6.87%) | $80,000 (-) Land $12,000 Building $68,000 | $132,472 (+30.82%) Land $19,871 Building $112,601 |
| 2023 | $80,000 (-) Land $12,000 Building $68,000 | $101,266 (+3.8%) Land $15,190 Building $86,076 | |
| 2022 | $80,000 Land $12,000 Building $68,000 | $97,561 Land $14,634 Building $82,927 | |
| 2021 | $4,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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