123 Prospect St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 123 Prospect St, Schenectady, NY 12308

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 774 sqft · built 1870
Lot Size0.106 acres (4,650 sqft)
OwnerCompany Name on File
Last Sale$37,000 (Nov 2003)
Flood ZoneZone X (minimal risk)
APN421500 39.82-2-65

Property Details

APN / Parcel Number

Primary APN421500 39.82-2-65
Alternative APN
  • 150003908200020650000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area774 sqft Living Area
1st Floor Area774 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Exterior MaterialWood
Lot Area4,650 sqft (0.106 acres)
Lot Dimensions155 ft deep x 30 ft wide
Garage TypeDetached
Garage Area336 sqft
PorchPorch
Porch Area341 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address123 PROSPECT ST
CitySCHENECTADY
StateNY
Zip12308-3127
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 1 WOOD
Legal Block2
Legal Lot Number65.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract20800

Owner

123 Prospect St, residential vacant land, is owned by a company that acquired it in October 2012.

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address433 STATE ST, SCHENECTADY, NY 12305-2322
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2003 · Amount on File
Deed SaleNov 6, 2003 · Amount on File
Deed Book / Page1664 / 25
Last Transfer DateOct 12, 2012
Transfer Doc0000044922
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$10,100 Land $10,100$16,725 Land $16,725
2023$10,100 Land $10,100$12,785 Land $12,785

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 123 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Prospect St

Nearby Streets

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