122 Prospect St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 122 Prospect St, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 800 sqft · built 1920
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on Record
Last Sale$18,500 (Nov 2011)
Tax Bill$3,254 (2026)
Flood ZoneZone X (minimal risk)
APN421500 39.82-1-15

Property Details

APN / Parcel Number

Primary APN421500 39.82-1-15
Alternative APN
  • 150003908200010150000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialWood
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions150 ft deep x 36 ft wide
Garage TypeDetached
Garage Area204 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area286 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address122 PROSPECT ST
CitySCHENECTADY
StateNY
Zip12308-3140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1 WOOD
Legal Block1
Legal Lot Number15.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1005
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7519 RUE DE VILLEBON ST MONTREAL CANADA H4K1E6, H4K1E6
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2011 · Amount on Record
Deed SaleNov 17, 2011 · Amount on Record
Prior SaleJan 24, 2011 · Amount on Record
Deed Document Number201146977
Deed Book / Page1847 / 57
Prior Transfer DateNov 9, 2011
Prior Transfer Doc0000046977
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,254.00 (+7.64%)
2025$3,023.00 (+7.31%)$51,700 (-) Land $7,800 Building $43,900$85,610 (+30.82%) Land $12,916 Building $72,694
2023$51,700 (-) Land $7,800 Building $43,900$65,443 (+3.8%) Land $9,873 Building $55,570
2022$51,700 Land $7,800 Building $43,900$63,049 Land $9,512 Building $53,537
2021$2,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Prospect St

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