Allegan County property record for 119 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,560 sqft |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,500 (Aug 2016) |
| Tax Bill | $3,225 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-115-010-00 |
| Primary APN | 54-115-010-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Exterior Material | Wood |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 82.5 ft deep x 99 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 119 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | SLY 82.5 FT OF ELY 99 FT OF BLOCK 15 O. P. SEC 22 & 23. |
| Legal Subdivision | CITY OF OTSEGO |
| Legal Block | 15 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 E HAMMOND ST, OTSEGO, MI 49078-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on Record |
| Deed Sale | Aug 29, 2016 · Amount on Record |
| Prior Sale | Feb 4, 2015 · Amount on Record |
| Deed Book / Page | 4059 / 718 |
| Prior Transfer Date | Jul 9, 2014 |
| Prior Transfer Doc | 3862/423 |
| Record Updated | Oct 29, 2026 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,300 (+31.44%) Land $13,700 Building $99,600 | $226,600 (+31.44%) Land $27,400 Building $199,200 | |
| 2025 | $3,225.00 (+19.49%) | ||
| 2023 | $86,200 Land $6,500 Building $79,700 | $172,400 Land $13,000 Building $159,400 | |
| 2022 | $2,699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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