Allegan County property record for 224 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,353 sqft · built 1910 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,815 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-122-011-00 |
| Primary APN | 54-122-011-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,353 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 330 ft deep x 65 ft wide |
| Garage Area | 380 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 224 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | COM AT A PT ON THE NLY LINE OF BLK 22 264 FT FROM TH NW COR OF BLK 22 TH ELY ON S SIDE OF HAMMOND ST 54 FT TH S AT RT ANG TO |
| Legal Block | 22 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31900 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 121, OTSEGO, MI 49078-0121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1997 |
| Deed Sale | Jun 30, 1997 |
| Deed Book / Page | 1655 / 188 |
| Record Updated | Sep 20, 2026 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,300 (+29.26%) Land $18,000 Building $78,300 | $192,600 (+29.26%) Land $36,000 Building $156,600 | |
| 2025 | $3,815.00 (+19%) | ||
| 2023 | $74,500 Land $8,500 Building $66,000 | $149,000 Land $17,000 Building $132,000 | |
| 2022 | $3,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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