Allegan County property record for 215 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 964 sqft |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,169 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-54-116-016-01 |
| Primary APN | 03-54-116-016-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 964 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Basement Area | 964 sqft |
| Unfinished Basement | 964 sqft |
| Architectural Style | Cape Cod |
|---|---|
| Lot Area | 20,735 sqft (0.476 acres) |
| Lot Dimensions | 177 ft deep x 75 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 215 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR BLOCK 16 O.P. TH N 16DEG 05'44 E 105.27' TO POB; TH CONT N 16DEG 05'44 E 60'; TH S 74DEG 03'19 E 132.22'; TH N 16DEG 00'46 E 12'; TH S 74DEG 03'19 E 66.45'; TH S 15DEG 50'34 W 177.27' TO N LN HAMMOND ST; TH N74DEG 03'19 W ON SAID N LN 75.0 |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Block | 16 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 31900 |
215 E Hammond St is owner-occupied and held in a trust.
Source: Allegan County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 215 E HAMMOND ST, OTSEGO, MI 49078-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 215 E Hammond St was $3,169 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 Land $25,400 Building $94,600 | $240,000 Land $50,800 Building $189,200 | |
| 2025 | $3,169.00 | ||
| 2023 | $84,600 Land $6,100 Building $78,500 | $169,200 Land $12,200 Building $157,000 | |
| 2022 | $2,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 E Hammond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 215 E Hammond St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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