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114 E Hammond St, Otsego, MI 49078 Property Records

Allegan County property record for 114 E Hammond St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,824 sqft · built 1900
Lot Size0.118 acres (5,140 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Nov 2021)
Tax Bill$210 (2025)
Deeds & MortgagesNov 2021 Sale
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN54-121-007-00

Property Details

APN / Parcel Number

Primary APN54-121-007-00
Alternative APN
  • 03-54-121-007-00

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area1,104 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions66 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address114 E HAMMOND ST
CityOTSEGO
StateMI
Zip49078-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal DescriptionN'LY 66 FT OF E'LY 74.25 FT OF W'LY 206.25 FT OF BLOCK 21 ALSO COM AT THE NE COR OF BLOCK 21 OF THE CITY OF OTSEGO TH S ALG THE W LIN OF FAIR ST 4 RDS TH W AT RT ANG WITH FAIR ST 7.5 RDS FOR POB TH W AT RT ANG WITH FAIR ST 2.5 RDS TH S AT RT ANG 6 FT
Legal Range12W
Legal Township01N
Legal Section02
Legal SubdivisionCITY OTSLGO
Legal Block21
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group2
Census Block2019
Census Tract31900

Owner

114 E Hammond St is owned and occupied by two individuals who bought it in November 2021.

Source: Allegan County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address503 S FARMER ST, OTSEGO, MI 49078-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Warranty Deed, Transfer
EVONS TITLE, DEVON TITLE
Mar 16, 2017Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2021 · Amount on File
Deed SaleNov 9, 2021 · Amount on File
Prior SaleNov 19, 2020 · Amount on File
Deed Document Number202127091
Deed Book / Page4695 / 32
Prior Transfer DateNov 12, 2020
Prior Transfer Doc0000024609
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateNov 9, 2021
Property Address114 E HAMMOND ST, OTSEGO, MI 49078-1410
Document Number4695/32
Book / Page4695 / 32
Instrument DateNov 1, 2021
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyEVONS TITLE, DEVON TITLE

Transaction

AmountAmount on Record
Tax$86.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5202 WAYNE AVE, 5202, KALAMAZOO, MI 49004-1566

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 S FARMER ST, OTSEGO, MI 49078-1405

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMar 16, 2017
Property Address114 E HAMMOND ST, OTSEGO, MI 49078-1410
Document Number4121/566
Book / Page4121 / 566
Instrument DateMar 14, 2017
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 WAYNE AVE, KALAMAZOO, MI 49004-1566

Tax Assessment & Valuation

The 2025 property tax bill for 114 E Hammond St was $210 with a homeowner's exemption, up 2.4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityOtsego City
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,400 (+18.99%) Land $9,400$18,800 (+18.99%) Land $18,800
2025$210.00 (+2.44%) Homeowner's exemption$7,900 Land $7,900$15,800 Land $15,800
2024$205.00
2023$4,400 Land $4,400$8,800 Land $8,800
2022$184.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 E Hammond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 E Hammond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTSEGO
serves 4,120 people · EPA ID MI0005060
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hammond St

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