119 Clearwater Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 119 Clearwater Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1965
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Sep 2020)
Tax Bill	$891 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-09-24-3250-000.0-193.0`

Property Details

APN / Parcel Number

Primary APN	`34-09-24-3250-000.0-193.0`
Alternative APN	`10602`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,000 sqft Living Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Exterior Material	Protective Coating
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Porch	Porch
Porch Area	64 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	10602
Street Address	119 CLEARWATER RD
City	INTERLACHEN
State	FL
Zip	32148-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDIN LAKE SHORES S/D UNIT 1
Legal Range	24E
Legal Township	09S
Legal Section	34
Legal Subdivision	GRANDIN LAKE SHORES S/D
Legal Lot Number	193
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1027
Census Tract	950201

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	119 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Sep 18, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 10, 2018	Warranty Deed, Transfer · Line of Credit JONATHAN R & SUSANNA W KLINE
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	202054016471
Deed Book / Page	1589 / 1902
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	119 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CLEARWATER RD, INTERLACHEN, FL 32148-4324

Mortgage

Document Number	0018311967
Date	Sep 19, 2025
Book Page	1831/1967
Instrument	202554026507

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 18, 2020
Property Address	119 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Document Number	0015891902
Book / Page	1589 / 1902
Map Reference	MB 4 PG 54
Instrument Date	Sep 18, 2020
Instrument	202054016471
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 CLEARWATER RD, 119, INTERLACHEN, FL 32148-4324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 DAVID AVE, INTERLACHEN, FL 32148-2560

Mortgage

Document Number	15891907
Date	Sep 18, 2020
Instrument	1589/1907

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Oct 10, 2018
Property Address	119 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Document Number	0015210627
Book / Page	001521 / 000627
Instrument Date	Oct 8, 2018
Instrument	54018676
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	GULLET TITLE/INTERLACHEN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	119 CLEARWATER RD INTERLACHEN FL 321484324, INTERLACHEN, FL 32148-4324

Mortgage

Document Number	15210628
Date	Oct 10, 2018
Book Page	001521/000628
Instrument	54018677

Lender

Name	JONATHAN R & SUSANNA W KLINE
Address	250 KEUKA RD, INTERLACHEN, FL 32148-5708
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Oct 10, 2018
Property Address	119 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Document Number	0015210626
Book / Page	001521 / 000626
Instrument Date	Oct 8, 2018
Instrument	54018675
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$178.50
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	250 KEUKA RD INTERLACHEN FL 321485708, INTERLACHEN, FL 32148-5708

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$891.00 (+13.94%) Homeowner's exemption	$72,880 (+5.58%)	$94,240 (-3.68%) Land $4,170 Building $90,070
2023	$782.00 (+3.85%) Homeowner's exemption	$69,030 (+3%)	$97,840 (+19.16%) Land $3,790 Building $94,050
2022	$753.00 Homeowner's exemption	$67,020	$82,110 Land $2,650 Building $79,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Clearwater Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures