105 Clearwater Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 105 Clearwater Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Feb 2021)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-09-24-3250-000.0-200.0`

Property Details

APN / Parcel Number

Primary APN	`34-09-24-3250-000.0-200.0`
Alternative APN	`10609`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,560 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Siding
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Porch	Porch
Porch Area	192 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	10609
Street Address	105 CLEARWATER RD
City	INTERLACHEN
State	FL
Zip	32148-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDIN LAKE SHORES S/D UNIT 1
Legal Range	24E
Legal Township	09S
Legal Section	34
Legal Subdivision	GRANDIN LAKE SHORES S/D
Legal Lot Number	200
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1027
Census Tract	950201

Owner

105 Clearwater Rd is owned and occupied by an individual who bought it in February 2021.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	105 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Prior Sale	Feb 15, 2005
Deed Document Number	202154004338
Deed Book / Page	1609 / 364
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	105 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CLEARWATER RD, INTERLACHEN, FL 32148-4323

Mortgage

Document Number	0016120717
Date	Mar 24, 2021
Book Page	1612/717
Instrument	202154006304

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 26, 2021
Property Address	105 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Document Number	0016090364
Book / Page	1609 / 364
Map Reference	MB 4 PG 54
Instrument Date	Feb 26, 2021
Instrument	202154004338
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 693, INTERLACHEN, FL 32148-0693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLEARWATER RD, INTERLACHEN, FL 32148-4324

Mortgage

Document Number	1609366
Date	Feb 26, 2021
Instrument	1609/366

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 105 Clearwater Rd was $1,389 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 Homeowner's exemption	$104,100	$126,150 Land $4,170 Building $121,980
2023	$1,199.00 (+6.67%) Homeowner's exemption	$98,230 (+3%)	$111,710 (+17.13%) Land $3,790 Building $107,920
2022	$1,124.00 Homeowner's exemption	$95,370	$95,370 Land $2,650 Building $92,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Clearwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Clearwater Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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