123 Clearwater Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 123 Clearwater Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,701 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2011)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-09-24-3250-000.0-191.0`

Property Details

APN / Parcel Number

Primary APN	`34-09-24-3250-000.0-191.0`
Alternative APN	`10601`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,701 sqft Living Area
1st Floor Area	1,274 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1979
Exterior Material	Brick
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	10601
Street Address	123 CLEARWATER RD
City	INTERLACHEN
State	FL
Zip	32148-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDIN LAKE SHORES S/D UNIT 1
Legal Range	24E
Legal Township	09S
Legal Section	34
Legal Subdivision	GRANDIN LAKE SHORES S/D
Legal Lot Number	191 192
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1027
Census Tract	950201

Owner

123 Clearwater Rd is owned and occupied by an individual who acquired it in March 2021.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	123 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2011 · Amount on File
Deed Sale	Dec 22, 2011 · Amount on File
Prior Sale	Dec 22, 2011 · Amount on File
Deed Document Number	0013070322
Deed Book / Page	1307 / 0322
Last Transfer Date	Mar 30, 2021
Transfer Doc	0016130886
Record Updated	Jun 8, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 30, 2021
Property Address	123 CLEARWATER RD, INTERLACHEN, FL 32148-4324
Document Number	0016130886
Book / Page	1613 / 886
Map Reference	MB 4 PG 54
Instrument Date	Feb 3, 2021
Instrument	202154006974
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	VYSTAR TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4240 CHELSEA HARBOR DR W, 4240, JACKSONVILLE, FL 32224-7577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CLEARWATER RD, INTERLACHEN, FL 32148-4324

Mortgage

Document Number	1613887
Date	Mar 30, 2021
Instrument	1613/887

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 123 Clearwater Rd was $1,004 with a senior citizen's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 Senior Citizen's exemption	$86,290	$180,270 Land $8,330 Building $171,940
2023	$842.00 (-2.32%) Senior Citizen's exemption	$81,420 (+3%)	$182,280 (+15.53%) Land $7,580 Building $174,700
2022	$862.00 Homeowner's exemption	$79,050	$157,780 Land $5,300 Building $152,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Clearwater Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Clearwater Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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