102 Clearwater Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 102 Clearwater Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1967
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Feb 2019)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-09-24-3250-000.0-148.0`

Property Details

APN / Parcel Number

Primary APN	`34-09-24-3250-000.0-148.0`
Alternative APN	`10566`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,206 sqft Living Area
1st Floor Area	904 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	10566
Street Address	102 CLEARWATER RD
City	INTERLACHEN
State	FL
Zip	32148-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDIN LAKE SHORES S/D UNIT 1
Legal Range	24E
Legal Township	09S
Legal Section	34
Legal Subdivision	GRANDIN LAKE SHORES S/D
Legal Lot Number	148
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1036
Census Tract	950201

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 CLEARWATER RD, INTERLACHEN, FL 32148-4322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	201954002497
Deed Book / Page	1533 / 0557
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 12, 2019
Property Address	102 CLEARWATER RD, INTERLACHEN, FL 32148-4322
Document Number	0015330557
Book / Page	1533 / 0557
Map Reference	MB 4 PG 54
Instrument Date	Feb 8, 2019
Instrument	201954002497
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	GULLETT TITLE OF INTERLACHEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CLEARWATER RD, 102, INTERLACHEN, FL 32148-4322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CLEARWATER RD, INTERLACHEN, FL 32148-4322

Mortgage

Document Number	201954002498
Date	Feb 12, 2019
Instrument	201954002498

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	0015330566
Date	Feb 12, 2019
Book Page	1533/0566
Instrument	201954002499

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00 (+14.81%)	$106,060 (-3.77%)	$106,060 (-3.77%) Land $4,170 Building $101,890
2023	$1,769.00 (+13.11%)	$110,210 (+16.44%)	$110,210 (+16.44%) Land $3,790 Building $106,420
2022	$1,564.00	$94,650	$94,650 Land $2,650 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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