119 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 119 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,081 sqft Heated Area
Lot Size	24,873 sqft (0.571 acres)
Pool	Pool, Enclosed
Occupancy	Owner Occupied
Last Sale	$489,900 (2024)
Tax Bill	$3,285.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-1190`

Interior

Full Baths	2 Baths
Building Area	2,081 sqft Heated Area
Gross Area	2,744 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	24,873 sqft (0.571 acres)
Driveway	1 Driveway
Driveway Area	320 sqft Driveway
Pool Type	Pool, Enclosed Pool Type
Pool Area	312 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	119 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9264
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 119 OR 672 PG 122 OR 1243 PG 930 OR 2053/1274
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Lot Number	119
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1190

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	119 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Mar 18, 2015 · Amount on Record
Deed Doc Number	2024045328
Deed Book / Page	2911 / 582
Record Refreshed	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	119 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number	0021881518
Book / Page	002188 / 001518
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	May 08, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	119 BAY LAKE DR ORMOND BEACH FL 321749264, ORMOND BEACH, FL 32174-9264

Mortgage

Document Number	0021881518
Date	Feb 23, 2017
Book Page	002188/001518
Instrument	6612

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+5.59%) Homeowner's exemption	$274,235 (+17.43%)	$415,062 (+1.12%) Land $59,000 Building $356,062
2023	$3,111.00 (+6.29%) Homeowner's exemption Disabled Person's exemption	$233,538 (+3%)	$410,473 (+16.3%) Land $59,000 Building $351,473
2022	$2,927.00 Homeowner's exemption Disabled Person's exemption	$226,736	$352,929 Land $59,000 Building $293,929

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.