115 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 115 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2011
Square Footage2,111 sqft Living Area
Lot Size16,509 sqft (0.379 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2025)
Tax Bill$2,947.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1C020-1150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area2,111 sqft Living Area
Gross Area2,784 sqft Gross Area
1st Floor2,111 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area16,509 sqft (0.379 acres)
DrivewayDriveway Concrete
Driveway Area320 sqft Driveway
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address115 BAY LAKE DR
CityORMOND BEACH
StateFL
Zip32174-9264
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY PHASE 1C-F UNIT 2 LOT 115 OR 687 PG 593 OR 2122/30 OR 2289/479-APOLLO TRUST OR 2480/1710-DC
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1C
Legal Block1C02
Legal Lot Number115
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3018
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1150

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jun 28, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleSep 29, 2020 · Amount on Record
Deed Doc Number202535575
Deed Book / Page2986 / 1764
Prior Transfer DateJun 15, 2018
Prior Transfer Doc0022890479
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 29, 2020
Property Address115 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number0024801715
Book / Page2480 / 1715
Map ReferenceMB 31 PG 25&26
Instrument DateSep 25, 2020
Instrument2020039006
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROFESSIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address93 SHADOWCREEK WAY, 93, ORMOND BEACH, FL 32174-6790

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 BAY LAKE DR, ORMOND BEACH, FL 32174-9264

Mortgage

Document Number0024801717
DateSep 29, 2020
Instrument2480/1717
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateJun 28, 2018
Property Address115 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number0022890479
Book / Page002289 / 000479
Instrument DateJun 25, 2018
Instrument24125
Transaction TypeTransfer
Record UpdatedJul 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address115 BAY LAKE DR ORMOND BEACH FL 321749264, ORMOND BEACH, FL 32174-9264

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,593.00 (-12.01%)$225,084 (+5.99%)$401,569 (+2.87%) Land $59,000 Building $342,569
2024$2,947.00 (+2.29%)
2023$2,881.00 (+8.96%) Homeowner's exemption$212,370 (+3%)$390,358 (+9.4%) Land $59,000 Building $331,358
2022$2,644.00 Homeowner's exemption$206,184$356,801 Land $59,000 Building $297,801

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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