116 Bay Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 116 Bay Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,943 sqft Heated Area
Lot Size	12,937 sqft (0.296 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2020)
Tax Bill	$2,572.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-1160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,943 sqft Heated Area
Gross Area	2,675 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,937 sqft (0.296 acres)
Driveway	1 Driveway
Driveway Area	320 sqft Driveway
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	116 BAY LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-9264
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 116 OR 722 PG 1127 AND .078 AC LOT 117 OR 722/1127 OR 2060/769 OR 2444/1750
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Lot Number	116,117
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1160

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Doc Number	2020019606
Deed Book / Page	2444 / 1750
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 28, 2020
Property Address	116 BAY LAKE DR, ORMOND BEACH, FL 32174-9264
Document Number	0024441750
Book / Page	002444 / 001750
Instrument Date	May 07, 2020
Instrument	19606
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	OLDE FL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	116 BAY LAKE DR ORMOND BEACH FL 321749264, ORMOND BEACH, FL 32174-9264

Mortgage

Document Number	24441752
Date	May 28, 2020
Book Page	002444/001752
Instrument	19607

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 (-9.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$228,608 (+5.99%)	$348,127 (+1.52%) Land $59,000 Building $289,127
2023	$2,857.00 (+9.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,694 (+3%)	$342,923 (+9.11%) Land $59,000 Building $283,923
2022	$2,619.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$209,412	$314,300 Land $59,000 Building $255,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.