119 Banks St, Cornelia, GA 30531 Property Records

Habersham County property record for 119 Banks St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1949
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,032 (2026)
Deeds & Mortgages	Sep 2019 Transfer Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`089D081`

Property Details

APN / Parcel Number

Primary APN	`089D081`
Alternative APNs	`179062` `398993`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Heated Area
Gross Area	1,170 sqft
1st Floor Area	720 sqft
Flooring	Softwood
Interior Walls	Plywood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2005
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Deck Area	228 sqft
Patio Area	228 sqft
Shed	1 Shed
Shed Area	240 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	398993
Street Address	119 BANKS ST
City	CORNELIA
State	GA
Zip	30531-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	10-171 PB 22-188 349-668
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3009
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 BANKS ST, CORNELIA, GA 30531-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 27, 2019
Transfer Doc	001202/657
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 27, 2019
Property Address	119 BANKS ST, CORNELIA, GA 30531-3927
Document Number	001202/659
Book / Page	1202 / 659
Instrument Date	Sep 27, 2019
Instrument	2019-001878
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12220 ARABIAN PL, WOODBRIDGE, VA 22192-6291

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 27, 2019
Property Address	119 BANKS ST, CORNELIA, GA 30531-3927
Document Number	001202/657
Book / Page	1202 / 657
Instrument Date	Sep 27, 2019
Instrument	2019-001877
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12220 ARABIAN PL, WOODBRIDGE, VA 22192-6291

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,032.00 (-3.01%) Homeowner's exemption	$58,237 (+3.46%) Land $12,600 Building $45,637	$145,592 (+3.46%) Land $31,500 Building $114,092
2025	$1,064.00 Homeowner's exemption	$56,288 (+143.17%) Land $12,600 Building $43,688	$140,720 (+143.17%) Land $31,500 Building $109,220
2023	Homeowner's exemption	$23,148 (+7.57%) Land $10,080 Building $13,068	$57,870 (+7.57%) Land $25,200 Building $32,670
2022	Homeowner's exemption	$21,520 Land $10,080 Building $11,440	$53,800 Land $25,200 Building $28,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banks St

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