Monterey County property record for 1184 Arroyo Dr, Pebble Beach, CA 93953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,593 sqft · built 1954 |
| Lot Size | 0.237 acres (10,300 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,207 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-531-007-000 |
| Primary APN | 007-531-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,593 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 10,300 sqft (0.237 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1184 ARROYO DR |
|---|---|
| City | PEBBLE BEACH |
| State | CA |
| Zip | 93953-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY PENINSULA COUNTRY CLUB 1 LOT 30 BLK 48 |
| Legal Subdivision | MONTEREY PENINSULA COUNTRY CLUB 1 |
| Legal Block | 48 |
| Legal Lot Number | 30 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11901 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 1, 2026 | Grant Deed, Transfer · Line of Credit GLOBAL EQUITY FINANCIAL |
| Sep 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GLOBAL EQUITY FINANCE INC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2026 |
| Transfer Doc | 0000014509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Document Number | 0000064895 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021064895 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Document Number | 0000006056 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023006056 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 27, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 1, 2026 |
| Property Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Document Number | 0000014509 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202614509 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OS NATIONAL TITLE, USA NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Document Number | 0000014510, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202614510 |
| Name | GLOBAL EQUITY FINANCIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 9, 2021 |
| Property Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Document Number | 0000060541 |
| Map Reference | MB 3 PG 26 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021060541 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Document Number | 0000060542 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021060542 |
| Name | GLOBAL EQUITY FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1184 ARROYO DR, PEBBLE BEACH, CA 93953-2934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006876 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020006876 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 10, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $589,030 (+2%) Land $223,419 Building $365,611 | |
| 2025 | $7,207.00 (+5.15%) Homeowner's exemption | $577,482 (+4.04%) Land $219,039 Building $358,443 |
| 2024 | $6,854.00 (-1.69%) | |
| 2023 | $6,972.00 (+2.54%) Homeowner's exemption | $555,060 Land $210,535 Building $344,525 |
| 2022 | $6,799.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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