1182 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1182 Ardsley Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,165 sqft · built 1929
Lot Size0.152 acres (6,660 sqft)
Owner2 Individual Names on Record
Tax Bill$8,112 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.77-1-30

Property Details

APN / Parcel Number

Primary APN421500 40.77-1-30
Alternative APN
  • 150004007700010300000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,165 sqft Living Area
1st Floor Area972 sqft
2nd Floor Area842 sqft
Upper Floors Area351 sqft
AtticAttic
Attic Area351 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,660 sqft (0.152 acres)
Lot Dimensions148 ft deep x 45 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1182 ARDSLEY RD
CitySCHENECTADY
StateNY
Zip12308-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal SubdivisionMAP NO 2 OF PROPERTY IN THE 1
Legal Block1
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1182 ARDSLEY RD, SCHENECTADY, NY 12308-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage
TRUSTCO BANK
Jul 19, 2021Deed of Trust, Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1182 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1182 ARDSLEY RD, SCHENECTADY, NY 12308-2607

Mortgage

Document Number0000033935
DateJul 19, 2021
Book Page5121/644
Instrument202133935
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1182 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1182 ARDSLEY RD, SCHENECTADY, NY 12308-2607

Mortgage

Document Number0000033936
DateJul 19, 2021
Book Page5121/650
Instrument202133936
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,112.00 (+2.37%) Homeowner's exemption
2025$7,924.00 (+6.19%)$172,600 (-) Land $25,900 Building $146,700$285,809 (+30.82%) Land $42,888 Building $242,921
2023$172,600 (-) Land $25,900 Building $146,700$218,481 (+3.8%) Land $32,785 Building $185,696
2022$172,600 Land $25,900 Building $146,700$210,488 Land $31,585 Building $178,903
2021$7,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ardsley Rd

Nearby Streets

Search Property Records by Address or Parcel Number