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1173 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1173 Ardsley Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,474 sqft · built 1930
Lot Size0.152 acres (6,660 sqft)
Owner2 Individual Names on File
Last Sale$243,000 (Sep 2026)
Tax Bill$6,027 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN421500 40.69-2-30

Property Details

APN / Parcel Number

Primary APN421500 40.69-2-30
Alternative APN
  • 150004006900020300000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,474 sqft Living Area
1st Floor Area814 sqft
2nd Floor Area660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialWood
Lot Area6,660 sqft (0.152 acres)
Lot Dimensions148 ft deep x 45 ft wide
Garage TypeDetached
Garage Area266 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area295 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1173 ARDSLEY RD
CitySCHENECTADY
StateNY
Zip12308-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal Block2
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract20500

Owner

1173 Ardsley Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Schenectady County and Schenectady City records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1020 WESTERN AVE, B, ALBANY, NY 12203-2743
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORPORATION
Feb 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2026 · Amount on File
Deed SaleSep 16, 2026 · Amount on File
Deed Document Number202620642
Deed Book / Page2179 / 620
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 16, 2026
Property Address1173 ARDSLEY RD, SCHENECTADY, NY 12308-2606
Document Number0000020642
Book / Page2179 / 620
Instrument DateAug 6, 2026
Instrument202620642
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$98,172.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1020 WESTERN AVE, ALBANY, NY 12203-2743

Mortgage

Document Number0000020643,
DateSep 16, 2026
Instrument202620643
Lender
NamePREMIUM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 20, 2020
Property Address1173 ARDSLEY RD, SCHENECTADY, NY 12308-2606
Document Number0000007249
Book / Page002030 / 000961
Instrument DateFeb 14, 2020
Instrument7249
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3 HANIFIN AVE ALBANY NY 122052218, ALBANY, NY 12205-2218

Tax Assessment & Valuation

The 2026 property tax bill for 1173 Ardsley Rd was $6,027 with exemptions applied, up 4.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,027.00 (+4.76%) Homeowner's exemption Senior Citizen's exemption
2025$5,753.00$146,100 Land $21,900 Building $124,200$241,927 Land $36,264 Building $205,663
2023$146,100 (-) Land $21,900 Building $124,200$184,937 (+3.8%) Land $27,722 Building $157,215
2022$146,100 Land $21,900 Building $124,200$178,171 Land $26,707 Building $151,464
2021$5,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1173 Ardsley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1173 Ardsley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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