Schenectady County and Schenectady City property record for 1178 Ardsley Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,896 sqft · built 1927 |
| Lot Size | 0.152 acres (6,660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Sep 2021) |
| Tax Bill | $10,954 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.77-1-31 |
| Primary APN | 421500 40.77-1-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,660 sqft (0.152 acres) |
| Lot Dimensions | 148 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 180 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1178 ARDSLEY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20500 |
1178 Ardsley Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1178 ARDSLEY RD, SCHENECTADY, NY 12308-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jul 2, 2019 | Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Nov 15, 2018 | Trustee's Deed, Foreclosure CLOSING USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Jul 2, 2019 · Amount on File |
| Deed Document Number | 202148328 |
| Deed Book / Page | 2068 / 227 |
| Prior Transfer Date | Oct 4, 2018 |
| Prior Transfer Doc | 0000050542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 1178 ARDSLEY RD, SCHENECTADY, NY 12308-2607 |
| Document Number | 0000048328 |
| Book / Page | 2068 / 227 |
| Map Reference | CAB B-100 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 202148328 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1434 WATERS RD, 1434, SCOTIA, NY 12302-7026 |
| Name | Verified Name |
|---|---|
| Address | 32 HAYWOOD LN, RENSSELAER, NY 12144-5833 |
| Document Number | 0000048329 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 202148329 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 2, 2019 |
| Property Address | 1178 ARDSLEY RD, SCHENECTADY, NY 12308-2607 |
| Document Number | 0000029951 |
| Book / Page | 002014 / 000533 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 29951 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1434 WATERS RD SCOTIA NY 123027026, SCOTIA, NY 12302-7026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 15, 2018 |
| Property Address | 1178 ARDSLEY RD, SCHENECTADY, NY 12308-2607 |
| Document Number | 0000050542 |
| Book / Page | 002000 / 000117 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 50542 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 4, 2018 |
| Title Company | CLOSING USA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1178 Ardsley Rd was $10,954, up 1.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,954.00 (+1.44%) | ||
| 2025 | $10,798.00 | $237,000 Land $25,400 Building $211,600 | $392,449 Land $42,060 Building $350,389 |
| 2023 | $237,000 (-) Land $25,400 Building $211,600 | $300,000 (+3.8%) Land $32,152 Building $267,848 | |
| 2022 | $237,000 Land $25,400 Building $211,600 | $289,024 Land $30,976 Building $258,048 | |
| 2021 | $7,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1178 Ardsley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1178 Ardsley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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