1174 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1174 Ardsley Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,594 sqft · built 1920
Lot Size0.152 acres (6,660 sqft)
Owner2 Individual Names on Record
Last Sale$148,500 (Aug 2017)
Tax Bill$7,410 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.77-1-32

Property Details

APN / Parcel Number

Primary APN421500 40.77-1-32
Alternative APN
  • 150004007700010320000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,594 sqft Living Area
1st Floor Area853 sqft
2nd Floor Area741 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,660 sqft (0.152 acres)
Lot Dimensions148 ft deep x 45 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area55 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1174 ARDSLEY RD
CitySCHENECTADY
StateNY
Zip12308-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1174 ARDSLEY RD, SCHENECTADY, NY 12308-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2017 · Amount on Record
Deed SaleAug 29, 2017 · Amount on Record
Prior SaleFeb 26, 2016 · Amount on Record
Deed Document Number201739241
Deed Book / Page1970 / 74
Prior Transfer DateFeb 4, 2016
Prior Transfer Doc0000007021
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 29, 2017
Property Address1174 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Document Number0000039241
Book / Page1970 / 074
Map ReferenceMAP 2
Instrument DateAug 25, 2017
Instrument201739241
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1174 ARDSLEY RD, 1174, SCHENECTADY, NY 12308-2607

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address225 STATE ST, SCHENECTADY, NY 12305-1818

Mortgage

Document Number0000039242
DateAug 29, 2017
Book Page4784/441
Instrument201739242
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,410.00 (+1.77%)
2025$7,281.00 (+3.94%)$151,100 (-) Land $22,700 Building $128,400$250,207 (+30.82%) Land $37,589 Building $212,618
2023$151,100 (-) Land $22,700 Building $128,400$191,266 (+3.8%) Land $28,734 Building $162,532
2022$151,100 Land $22,700 Building $128,400$184,268 Land $27,683 Building $156,585
2021$7,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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