1181 Rustic Willow Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1181 Rustic Willow Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,668 sqft · built 2004
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2024)
Tax Bill	$3,791 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046B6-00-0N-017B0`

Property Details

APN / Parcel Number

Primary APN	`046B6-00-0N-017B0`
Alternative APN	`13548`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,668 sqft Finished Area
Basement Area	834 sqft
Finished Basement	834 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	6,882 sqft (0.158 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	163 sqft
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1181 RUSTIC WILLOW LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOREST LAKES SOUTH N 17B
Legal Subdivision	FOREST LAKES SOUTH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1002
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1181 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Transfer on Death Deed, Transfer
Jul 27, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit SUN TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Deed Document Number	20245543
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0000006924
Record Updated	Sep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 11, 2023
Property Address	1181 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	202300006924
Map Reference	MB 2705 PG 706
Instrument Date	Aug 10, 2023
Instrument	202300006924
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1181 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1181 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009113
Date	Jul 27, 2022
Instrument	202200009113

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1181 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	0000008011
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 RUSTIC WILLOW LN CHARLOTTESVILLE VA 229112219, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number	0000008011
Date	Jul 29, 2019
Book Page	005199/000479
Instrument	8011

Lender

Name	SUN TR BK
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,791.00 (+0.05%)	$424,000 (+0.02%) Land $101,000 Building $323,000	$424,000 (+0.02%) Land $101,000 Building $323,000
2025	$3,789.00 (+16.66%)	$423,900 (+11.44%) Land $101,000 Building $322,900	$423,900 (+11.44%) Land $101,000 Building $322,900
2023	$3,248.00 (+5.73%)	$380,400 Land $88,200 Building $292,200	$380,400 Land $88,200 Building $292,200
2022	$3,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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