1173 Rustic Willow Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1173 Rustic Willow Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,488 sqft · built 2002
Lot Size	0.113 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Oct 2021)
Tax Bill	$4,016 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046B6-00-0N-018A0`

Property Details

APN / Parcel Number

Primary APN	`046B6-00-0N-018A0`
Alternative APN	`13549`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Finished Area
Basement Area	744 sqft
Finished Basement	744 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	4,922 sqft (0.113 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1173 RUSTIC WILLOW LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOREST LAKES SOUTH N 18A
Legal Subdivision	FOREST LAKES SOUTH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1002
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1173 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	202118185
Deed Book / Page	5632 / 393
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 29, 2021
Property Address	1173 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219
Document Number	5632/393
Book / Page	5632 / 393
Map Reference	MB 2204 PG 479
Instrument Date	Oct 20, 2021
Instrument	2021-00018185
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1173 RUSTIC WILLOW LN, CHARLOTTESVILLE, VA 22911-2219

Mortgage

Document Number	202100018186
Date	Oct 29, 2021
Instrument	2021-00018186

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,016.00 (+0.07%)	$449,200 (+0.07%) Land $99,000 Building $350,200	$449,200 (+0.07%) Land $99,000 Building $350,200
2025	$4,013.00 (+141.17%)	$448,900 (+15.19%) Land $99,000 Building $349,900	$448,900 (+15.19%) Land $99,000 Building $349,900
2023	$1,664.00	$389,700 Land $86,500 Building $303,200	$389,700 Land $86,500 Building $303,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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