1180 Jacob Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 1180 Jacob Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,236 sqft · built 1970
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on Record
Tax Bill	$15,225 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0352-017-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0352-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,236 sqft Living Area
1st Floor Area	2,936 sqft
2nd Floor Area	1,190 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Pool Area	12,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1180 JACOB LN
City	CARMICHAEL
State	CA
Zip	95608-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 10, LOT 948
Legal Subdivision	DEL DAYO ESTATES 10
Legal Lot Number	948
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1180 JACOB LN, CARMICHAEL, CA 95608-6270
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK
Aug 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 9, 2007
Transfer Doc	0000000204
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1180 JACOB LN, CARMICHAEL, CA 95608-6270
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 JACOB LN, CARMICHAEL, CA 95608-6270

Mortgage

Document Number	0000001343
Date	Sep 21, 2021
Instrument	2021092101343

Lender

Name	RIVER CITY BANK
Type	Bank
Address	SACRAMENTO, CA 95833

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1180 JACOB LN, CARMICHAEL, CA 95608-6270
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 JACOB LN, CARMICHAEL, CA 95608-6270

Mortgage

Document Number	2021092101343
Date	Sep 21, 2021
Instrument	2021092101343

Lender

Name	RIVER CITY BANK
Type	Bank
Address	SACRAMENTO, CA 95833

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 4, 2020
Property Address	1180 JACOB LN, CARMICHAEL, CA 95608-6270
Document Number	2008040713
Instrument Date	Jun 26, 2020
Instrument	2008040713
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1180 JACOB LN CARMICHAEL CA 956086270, CARMICHAEL, CA 95608-6270

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,292,882 (+2%) Land $552,656 Building $740,226
2025	$15,225.00 (+0.95%) Homeowner's exemption	$1,267,532 (+4.04%) Land $541,820 Building $725,712
2024	$15,081.00 (+2.6%)
2023	$14,699.00 (+0.55%) Homeowner's exemption	$1,218,315 Land $520,782 Building $697,533
2022	$14,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	11 (1978–2009)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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