1181 Jacob Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 1181 Jacob Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,802 sqft · built 1968
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Company Names on Record
Last Sale	$1,380,000 (Sep 2024)
Tax Bill	$16,416 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2024 Second Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0351-002-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0351-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,802 sqft Living Area
1st Floor Area	2,802 sqft
2nd Floor Area	2,537 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1181 JACOB LN
City	CARMICHAEL
State	CA
Zip	95608-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 10, LOT 942
Legal Subdivision	DEL DAYO ESTATES 10
Legal Lot Number	942
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	5803

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WRIGHT PATMAN CONGRESSIONAL FCU
Sep 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE PERMANENTE MEDICAL GROUP INC
Sep 10, 2024	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Jan 9, 2021	Deed of Trust, Mortgage HOMETOWN LNDRS
Dec 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Book / Page	20240910 / 476
Prior Transfer Date	Jan 26, 2001
Prior Transfer Doc	2001001463
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	0000000591
Date	Apr 8, 2024
Instrument	202404080591

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	0000000479
Date	Sep 10, 2024
Instrument	202409100479

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 10, 2024
Property Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	0000000476
Map Reference	MB 76 MAP 24
Instrument Date	Sep 5, 2024
Instrument	202409100476
Transaction Type	Transfer
Record Updated	Oct 2, 2024
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	0000000477
Date	Sep 10, 2024
Instrument	202409100477

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Mortgage

Document Number	0000000478
Date	Sep 10, 2024
Instrument	202409100478

Lender

Name	THE PERPETUAL FINANCIAL GROUP INC
Type	Mortgage Company
Address	OAKLAND, CA 94612

Agreement

Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	2101192029
Instrument Date	Jan 9, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1181 JACOB LN CARMICHAEL CA 956086202, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	2101192029
Date	Jan 19, 2021
Instrument	2101192029

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 12, 2017
Property Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	1712121221
Instrument Date	Nov 14, 2017
Instrument	1712121221
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1181 JACOB LN CARMICHAEL CA 956086202, CARMICHAEL, CA 95608-6202

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1181 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	1709110719
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1181 JACOB LN CARMICHAEL CA 956086202, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	1709110719
Date	Sep 11, 2017
Instrument	1709110719

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,600 (+2%) Land $306,000 Building $1,101,600
2025	$16,416.00 (+72.87%)	$1,380,000 (+78.36%) Land $300,000 Building $1,080,000
2024	$9,496.00 (+2.42%)
2023	$9,272.00 (-0.18%)	$773,721 Land $284,456 Building $489,265
2022	$9,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	17 (1994–2023)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile.

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