1170 Jacob Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 1170 Jacob Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,151 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$242,500 (Dec 1997)
Tax Bill	$4,716 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`292-0352-016-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0352-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
1st Floor Area	1,431 sqft
2nd Floor Area	720 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1170 JACOB LN
City	CARMICHAEL
State	CA
Zip	95608-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 10, LOT 949
Legal Subdivision	DEL DAYO ESTATES 10
Legal Lot Number	949
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1170 JACOB LN, CARMICHAEL, CA 95608-6270
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1997 · Amount on Record
Deed Sale	Dec 1, 1997 · Amount on Record
Prior Sale	Mar 29, 1994
Deed Book / Page	971201 / 645
Prior Transfer Date	Jun 16, 1997
Prior Transfer Doc	9708001369
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1170 JACOB LN, CARMICHAEL, CA 95608-6270
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 JACOB LN, CARMICHAEL, CA 95608-6270

Mortgage

Document Number	0000000622
Date	Jan 20, 2026
Instrument	202601200622

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1170 JACOB LN, CARMICHAEL, CA 95608-6270
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 JACOB LN, CARMICHAEL, CA 95608-6270

Mortgage

Document Number	0000001301
Date	Jan 21, 2022
Instrument	2022012101301

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,929 (+2%) Land $329,799 Building $65,130
2025	$4,716.00 (+0.99%) Homeowner's exemption	$387,186 (+4.04%) Land $323,333 Building $63,853
2024	$4,670.00 (+2.57%)
2023	$4,553.00 (+0.57%) Homeowner's exemption	$372,153 Land $310,779 Building $61,374
2022	$4,527.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	11 (1978–2009)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Oct 2009 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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