1151 Jacob Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 1151 Jacob Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,798 sqft · built 1966
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$747,000 (Jul 2019)
Tax Bill	$9,878 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0351-005-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0351-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,798 sqft Living Area
1st Floor Area	2,798 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1151 JACOB LN
City	CARMICHAEL
State	CA
Zip	95608-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO ESTATES 10, LOT 945
Legal Subdivision	DEL DAYO ESTATES 10
Legal Lot Number	945
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	5803

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1151 JACOB LN, CARMICHAEL, CA 95608-6202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jun 30, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 30, 2020	Quit Claim Deed, Transfer SACRAMENTO CU
Jul 1, 2019	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Book / Page	20190701 / 842
Last Transfer Date	Jun 18, 2020
Transfer Doc	6300000001694
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1151 JACOB LN, CARMICHAEL, CA 95608-6202
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 JACOB LN, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	0000001372
Date	Feb 17, 2021
Instrument	202102171372

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2020
Property Address	1151 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	2006301694
Instrument Date	Jun 18, 2020
Instrument	2006301694
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1151 JACOB LN CARMICHAEL CA 956086202, CARMICHAEL, CA 95608-6202

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2020
Property Address	1151 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	2006301692
Instrument Date	Jun 18, 2020
Instrument	2006301692
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1151 JACOB LN CARMICHAEL CA 956086202, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	2006301693
Date	Jun 30, 2020
Instrument	2006301693

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 1, 2019
Property Address	1151 JACOB LN, CARMICHAEL, CA 95608-6202
Document Number	1907010842
Instrument Date	Jun 25, 2019
Instrument	1907010842
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1151 JACOB LN CARMICHAEL CA 956086202, CARMICHAEL, CA 95608-6202

Mortgage

Document Number	1907010843
Date	Jul 1, 2019
Instrument	1907010843

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,286 (+2%) Land $223,101 Building $610,185
2025	$9,878.00 (+0.97%) Homeowner's exemption	$816,948 (+4.04%) Land $218,727 Building $598,221
2024	$9,783.00 (+2.58%)
2023	$9,537.00 (+0.56%) Homeowner's exemption	$785,228 Land $210,235 Building $574,993
2022	$9,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	17 (1994–2023)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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