Madison County property record for 118 Southern Ridge Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,605 sqft · built 2006 |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,071 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-33-003/01.15 |
| Primary APN | 081H-33-003/01.15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 5,605 sqft Adjusted Area |
| 1st Floor Area | 3,522 sqft |
| 2nd Floor Area | 1,057 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 516 sqft |
| Cooling System | Central |
|---|
| Account Number | 21423 |
|---|---|
| Old Parcel Number | 081H-33 -003/01.15 |
| Street Address | 118 SOUTHERN RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 50 ANNANDALE SUBD PT B-3 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 33 |
| Legal Subdivision | ANNANDALE PT B3 |
| Legal Lot Number | 50 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30301 |
118 Southern Ridge Dr is owned and occupied by two individuals who acquired it in November 2017.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Sep 20, 2019 | Deed of Trust, Mortgage BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 |
| Deed Sale | Nov 15, 2017 |
| Prior Sale | Nov 15, 2017 |
| Deed Document Number | 828220 |
| Deed Book / Page | 3544 / 0517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 118 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0000884223 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 118 SOUTHERN RIDGE DR MADISON MS 391109436, MADISON, MS 39110-9436 |
| Document Number | 0000884223 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 003812/000311 |
| Instrument | 884223 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jan 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 118 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0000873411 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 SOUTHERN RIDGE DR MADISON MS 391109436, MADISON, MS 39110-9436 |
| Document Number | 0000873411 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 003770/000001 |
| Instrument | 873411 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2049 |
The 2025 property tax bill for 118 Southern Ridge Dr was $7,071 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,071.00 Homeowner's exemption | $63,255 | $632,550 Land $60,000 Building $572,550 |
| 2024 | $7,071.00 | ||
| 2023 | $7,071.00 Homeowner's exemption | $63,255 | $632,550 Land $60,000 Building $572,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Southern Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Southern Ridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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