Madison County property record for 127 Southern Ridge Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5,562 sqft · built 2000 |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,708 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-33-003/01.06 |
| Primary APN | 081H-33-003/01.06 |
|---|---|
| Alternative APN |
|
| Building Area | 5,562 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 4,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Pool Area | 640 sqft |
| Patio Area | 1,152 sqft |
| Cooling System | Central |
|---|
| Account Number | 21414 |
|---|---|
| Old Parcel Number | 081H-33 -003/01.06 |
| Street Address | 127 SOUTHERN RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 32 ANNANDALE PART B-3 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 33 |
| Legal Subdivision | ANNANDALE PT B3 |
| Legal Lot Number | 32 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30301 |
127 Southern Ridge Dr is owned and occupied by two individuals who acquired it in October 1994.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 SOUTHERN RIDGE DR, MADISON, MS 39110-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 1994 |
| Deed Sale | Oct 4, 1994 |
| Deed Document Number | 0000344638 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 127 SOUTHERN RIDGE DR, MADISON, MS 39110-9484 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 127 SOUTHERN RIDGE DR, MADISON, MS 39110-9484 |
| Document Number | 004396/813 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 4396/813 |
| Instrument | 996431 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 127 SOUTHERN RIDGE DR, MADISON, MS 39110-9484 |
| Document Number | 0000896749 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 SOUTHERN RIDGE DR MADISON MS 391109484, MADISON, MS 39110-9484 |
| Document Number | 0000896749 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 003885/000065 |
| Instrument | 896749 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 21, 2035 |
The 2025 property tax bill for 127 Southern Ridge Dr was $7,708 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,708.00 Homeowner's exemption | $76,838 | $768,380 Land $97,750 Building $670,630 |
| 2024 | $7,708.00 | ||
| 2023 | $7,708.00 Homeowner's exemption | $76,838 | $768,380 Land $97,750 Building $670,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Southern Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Southern Ridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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