Madison County property record for 109 Southern Ridge Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 6,137 sqft · built 1988 |
| Lot Size | 1.01 acres (44,125 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,815 (2025) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-33-003/01.02 |
| Primary APN | 081H-33-003/01.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 6,137 sqft Adjusted Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 3,894 sqft |
| 2nd Floor Area | 1,558 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 44,125 sqft (1.01 acres) |
| Deck Area | 239 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|
| Account Number | 21410 |
|---|---|
| Street Address | 109 SOUTHERN RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 28 & IRREGULAR SHAPE TRACT N/S LOT ANNANDALE PART B-3 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 33 |
| Legal Subdivision | ANNANDALE PT B3 |
| Legal Lot Number | 28 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30301 |
109 Southern Ridge Dr is owned and occupied by two individuals who acquired it in June 2017.
Source: Madison County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SOUTHERN RIDGE DR, MADISON, MS 39110-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 |
| Deed Sale | Jun 12, 2017 |
| Deed Document Number | 2017814183 |
| Deed Book / Page | 3487 / 911 |
| Prior Transfer Date | Apr 6, 2015 |
| Prior Transfer Doc | 0000756302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 12, 2017 |
| Property Address | 109 SOUTHERN RIDGE DR, MADISON, MS 39110-9484 |
| Document Number | 0000814183 |
| Book / Page | 003487 / 000911 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 814183 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 SOUTHERN RIDGE DR MADISON MS 391109484, MADISON, MS 39110-9484 |
The 2025 property tax bill for 109 Southern Ridge Dr was $6,815 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,815.00 Homeowner's exemption | $61,063 | $610,630 Land $82,500 Building $528,130 |
| 2024 | $6,815.00 | ||
| 2023 | $6,815.00 Homeowner's exemption | $61,063 | $610,630 Land $82,500 Building $528,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Southern Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Southern Ridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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