Madison County property record for 114 Southern Ridge Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 3,996 sqft · built 1991 |
| Lot Size | 1.03 acres (44,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $641,424 (Sep 2026) |
| Tax Bill | $6,696 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081H-33-003/01.16 |
| Primary APN | 081H-33-003/01.16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,996 sqft Adjusted Area |
| Gross Area | 3,059 sqft |
| 1st Floor Area | 3,059 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,998 sqft (1.03 acres) |
| Pool Area | 496 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|
| Account Number | 21424 |
|---|---|
| Street Address | 114 SOUTHERN RIDGE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 51 ANNANDALE PART B-3 |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 33 |
| Legal Subdivision | ANNANDALE PT B3 |
| Legal Lot Number | 51 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30301 |
114 Southern Ridge Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Madison County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 370 TOWNE CENTER BLVD, RIDGELAND, MS 39157-4840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Jun 13, 2019 | Quit Claim Deed, Mortgage BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | Jun 13, 2019 · Amount on File |
| Deed Document Number | 20261059234 |
| Deed Book / Page | 4729 / 356 |
| Prior Transfer Date | May 22, 2019 |
| Prior Transfer Doc | 003731/478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 14, 2026 |
| Property Address | 114 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0001059234 |
| Book / Page | 4729 / 356 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20261059234 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 370 TOWNE CENTER BLVD, RIDGELAND, MS 39157-4840 |
| Document Number | 0001059234, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 4729/359 |
| Instrument | 20261059234 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 17, 2026 |
| Property Address | 114 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0001057559 |
| Book / Page | 4718 / 613 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20261057559 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 114 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0001057559, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 4718/613 |
| Instrument | 20261057559 |
| Name | BANKPLUS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 114 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004128/200 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 4128/200 |
| Instrument | 943480 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 114 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0000892963 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 114 SOUTHERN RIDGE DR MADISON MS 391109436, MADISON, MS 39110-9436 |
| Document Number | 0000892963 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 003864/000026 |
| Instrument | 892963 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 9, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 13, 2019 |
| Property Address | 114 SOUTHERN RIDGE DR, MADISON, MS 39110-9436 |
| Document Number | 0000866123 |
| Book / Page | 003731 / 000478 |
| Instrument Date | May 22, 2019 |
| Instrument | 866123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 SOUTHERN RIDGE DR MADISON MS 391109436, MADISON, MS 39110-9436 |
| Document Number | 866124 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 003731/000480 |
| Instrument | 866124 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 12, 2049 |
The 2025 property tax bill for 114 Southern Ridge Dr was $6,696 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,696.00 Homeowner's exemption | $60,042 | $567,660 Land $60,000 Building $507,660 |
| 2024 | $6,696.00 | ||
| 2023 | $6,696.00 Homeowner's exemption | $60,042 | $567,660 Land $60,000 Building $507,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Southern Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Southern Ridge Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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