118 Shady Branch Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 118 Shady Branch Trl, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,601 sqft · built 1979
Lot Size	0.413 acres (18,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2025)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4220-11-00-3200`

Property Details

APN / Parcel Number

Primary APN	`4220-11-00-3200`
Alternative APNs	`32142011003200` `20143211003200` `3072359.0` `3072359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,601 sqft Living Area
Gross Area	3,107 sqft
1st Floor Area	2,601 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2024
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Slab
Porch Area	96 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3072359
Street Address	118 SHADY BRANCH TRL
City	ORMOND BEACH
State	FL
Zip	32174-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 320 THE TRAILS SUB UNIT 9 MB 35 PGS 80-84 INC PER OR 4393 PG 0219 PER OR 6893 PGS 4607-4608 PER OR 7076 PGS 4378-4379 PER OR 7094 PGS 2538-2551 INC PER OR 7130 PG 4026 PER OR 7212 PGS 0645-0647 INC PER OR 7360 PG 4882 PER OR 8758 PG 2857
Legal Range	32E
Legal Township	14S
Legal Section	20
Legal Subdivision	THE TRAILS SUB
Legal Tract	11
Legal Lot Number	320
Legal Unit	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1003
Census Tract	80806

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 10, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	2025180067
Deed Book / Page	8758 / 2857
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0071304026
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931

Mortgage

Document Number	0083654454
Date	Feb 8, 2023
Book Page	8365/4454
Instrument	2023025423

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 19, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931

Mortgage

Document Number	0081924742
Date	Jan 26, 2022
Book Page	8192/4742
Instrument	2022018889

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931

Mortgage

Document Number	0086881974
Date	Apr 10, 2025
Book Page	8688/1974
Instrument	2025066808

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 5, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 25, 2025
Property Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931
Document Number	0087582857
Book / Page	8758 / 2857
Map Reference	MB 35 PG 80
Instrument Date	Sep 19, 2025
Instrument	2025180067
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	SMART TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3409 RIVERBEND DR NE, CEDAR RAPIDS, IA 52411-7435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931

Mortgage

Document Number	0087582859
Date	Sep 25, 2025
Instrument	8758/2859

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 15, 2017
Property Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931
Document Number	0073604882
Book / Page	7360 / 4882
Map Reference	MB35 PG80
Instrument Date	Feb 14, 2017
Instrument	2017-030729
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 SHADY BRANCH TRL, ORMOND BEACH, FL 32174-4931

Mortgage

Document Number	2017030730
Date	Feb 15, 2017
Instrument	2017-030730

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,510 (-14.78%)	$492,756 (+19.46%) Land $80,000 Building $412,756
2025	$6,195.00 (+11.34%)	$412,489 (+10.92%) Land $80,000 Building $332,489	$412,489 (+10.92%) Land $80,000 Building $332,489
2024	$5,564.00 (+9.12%)	$371,887 (+9.99%) Land $80,000 Building $291,887	$371,887 (+9.99%) Land $80,000 Building $291,887
2023	$5,099.00 (+11.53%)	$338,110 (+15.57%) Land $80,000 Building $258,110	$338,110 (+15.57%) Land $80,000 Building $258,110
2022	$4,572.00	$292,562 Land $65,000 Building $227,562	$292,562 Land $65,000 Building $227,562

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	75 (1991–2024)
Claims Outside the SFHA	29 of 75
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Ian, Sep 2022 · 10 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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