118 Overlook Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 118 Overlook Dr, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Raised Ranch
Year Built	Built 1981
Square Footage	1,504 sqft Living Area
Lot Size	11,326 sqft (0.26 acres)
Garage	Attached, 546 sqft
Tax Bill	$6,787.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.14-2-7`
Alternative APNs	`260105601400020070000000` `431A182002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,504 sqft Living Area
1st Floor	1,504 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	64.4 ft x 119 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	546 sqft Garage
Porch Area	96 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A182002
Street Address	118 OVERLOOK DR
City	COBLESKILL
State	NY
Zip	12043-5128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	1
Census Block	1022
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-2-7

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 LAFAYETTE CIR, COBLESKILL, NY 12043-6102
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 24, 2023
Property Address	118 OVERLOOK DR, COBLESKILL, NY 12043-5128
Document Number	001199/234
Book / Page	1199 / 234
Instrument Date	Oct 04, 2023
Instrument	823133
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	164 LAFAYETTE CIR, COBLESKILL, NY 12043-6102

Mortgage

Document Number	0000823135
Date	Oct 24, 2023
Instrument	823135

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,787.00 (+15.68%)	$114,900 (-) Land $16,000 Building $98,900	$234,490 (+11.84%) Land $32,653 Building $201,837
2024	$5,867.00 (+2.5%)	$114,900 (-) Land $16,000 Building $98,900	$209,672 (+4.01%) Land $29,197 Building $180,475
2023		$114,900 Land $16,000 Building $98,900	$201,579 Land $28,070 Building $173,509
2020	$5,724.00

Flood & Wildfire

118 Overlook Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.