117 Overlook Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 117 Overlook Dr, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,760 sqft · built 1980
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$178,880 (Nov 2019)
Tax Bill$6,903 (2026)
Deeds & MortgagesDec 2024 Sale & Refinance
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432601 56.14-1-13

Property Details

APN / Parcel Number

Primary APN432601 56.14-1-13
Alternative APNs
  • 260105601400010130000000
  • 431A178988

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,472 sqft
Basement Area288 sqft
Finished Basement288 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions100 ft deep x 90 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A178988
Street Address117 OVERLOOK DR
CityCOBLESKILL
StateNY
Zip12043-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number13.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1021
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 OVERLOOK DR, COBLESKILL, NY 12043-5125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2024Warranty Deed, Transfer · Stand-Alone Refinance
BROADVIEW FEDERAL CREDIT UNION
Nov 18, 2019Warranty Deed, Transfer · VA Mortgage
AMERICU CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleJun 30, 2015 · Amount on Record
Deed Document Number2019769557
Deed Book / Page1103 / 112
Record UpdatedOct 29, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateDec 2, 2024
Property Address117 OVERLOOK DR, COBLESKILL, NY 12043-5125
Document Number001224/276
Book / Page1224 / 276
Instrument DateNov 14, 2024
Instrument827113
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 TOWPATH RD, CLIFTON PARK, NY 12065-7818

Mortgage

Document Number0002099/94
DateDec 2, 2024
Book Page2099/94
Instrument827114
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 18, 2019
Property Address117 OVERLOOK DR, COBLESKILL, NY 12043-5125
Document Number001103/112
Book / Page1103 / 112
Instrument DateNov 11, 2019
Instrument769557
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 LAUREL ST, ROME, NY 13440-2529

Mortgage

Document Number0000769558
DateNov 18, 2019
Instrument769558
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded

Mortgage

Document Number001103/112
DateNov 18, 2019
Book Page1103/112
Instrument769557
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,903.00 (+7.34%)
2025$6,431.00 (-0.51%)$112,500 (-) Land $21,100 Building $91,400$229,592 (+16.33%) Land $43,061 Building $186,531
2023$112,500 Land $21,100 Building $91,400$197,368 Land $37,017 Building $160,351
2020$6,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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