106 Overlook Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 106 Overlook Dr, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,806 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$168,000 (2019)
Tax Bill$6,498.00 (2025)

Property Details

APN / Parcel Number

Primary APN432601 56.14-2-4
Alternative APNs
  • 260105601400020040000000
  • 431A177078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,806 sqft Living Area
1st Floor1,338 sqft 1st Floor
Basement Area468 sqft Basement
Finished Basement468 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,019 sqft (0.23 acres)
Depth X Width52.1 ft x 125 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage
Porch Area192 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number431A177078
Street Address106 OVERLOOK DR
CityCOBLESKILL
StateNY
Zip12043-5126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVAC LAND
Legal Block2
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionCOBLESKILL
Census Blockgroup1
Census Block1023
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-2-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 OVERLOOK DR, COBLESKILL, NY 12043-5126
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Stand Alone Refinance
STATE EMPLOYEES FCU
Apr 18, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
E MORTGAGE MGMT LLC
Nov 14, 2019Warranty Deed, Transfer · Stand Alone First Mortgage
1ST NATIONAL BANK
Apr 18, 2017Deed, Transfer
NOT AVAILABLE, DAVID MCDERMOTT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Doc Number2019769429
Deed Book / Page1102 / 298
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address106 OVERLOOK DR, COBLESKILL, NY 12043-5126
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001943/21
DateJul 06, 2021
Book Page1943/21
Instrument791735
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address106 OVERLOOK DR, COBLESKILL, NY 12043-5126
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001756/0000000142
DateApr 18, 2017
Book Page0000001756/0000000142
Instrument000000718493
Lender
NameE MORTGAGE MGMT LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2047

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateNov 14, 2019
Property Address106 OVERLOOK DR, COBLESKILL, NY 12043-5126
Document Number001102/298
Book / Page1102 / 298
Instrument DateNov 08, 2019
Instrument769429
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address467 W MAIN ST APT 1, 1, COBLESKILL, NY 12043-4726

Mortgage

Document Number001858/231
DateNov 14, 2019
Book Page1858/231
Instrument769430
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateApr 18, 2017
Property Address106 OVERLOOK DR, COBLESKILL, NY 12043-5126
Document Number0000001042/0000000208
Book / Page0000001042 / 0000000208
Instrument DateApr 11, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, DAVID MCDERMOTT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 OVERLOOK DR, COBLESKILL, NY 12043-5126

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,498.00 (+6.61%)$111,400 (-) Land $14,700 Building $96,700$227,347 (+16.33%) Land $30,000 Building $197,347
2023$111,400 Land $14,700 Building $96,700$195,439 Land $25,790 Building $169,649
2020$6,095.00

Flood & Wildfire

106 Overlook Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Overlook Dr

Nearby Streets

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